Protect your company and the people who make it work.

Risk Management

When you’re responsible for the health and safety of your business and your people, you have a lot to worry about. We can help. At HRD Advisory Group, we provide insurance protection tailored to fit your needs as well as your budget.

Our relationship with a vast array of carrier partners give us plenty of options. Whatever the size of your business, we can design a customized insurance program just for you. Our team of experienced experts will help manage your needs, address your problems and answer your questions. We’re known for our responsiveness and personalized attention so you can rest assured you’re in good hands.

Our strategies for handling risk include

  • Captives
  • Claims administration
  • Contractor controlled insurance programs
  • Experience rating modification trend analysis
  • Large deductible plans
  • Owner-controlled insurance programs
  • Retrospective rating plans
  • Self-insurance

Commercial insurance

No matter the size, scope or nature of your company, we can provide the right commercial insurance solutions for your business. Our commercial insurance experts can tailor a special program to meet your goals, including any of the following coverage:

  • Business Interruption
  • Business package policies
  • Commercial auto
  • Computer equipment
  • Copyright/patent infringement
  • Crime/employee dishonesty
  • Directors and officers coverage
  • E-commerce
  • Employee benefits liability
  • Fiduciary liability
  • Flood Insurance
  • Garage liability
  • General liability
  • Intellectual property coverage
  • Mechanical breakdown
  • Products liability
  • Professional liability
  • Property
  • Surety bonds
  • Transit and shipping coverage
  • Umbrella/excess liability
  • Worker’s compensation
  • Worldwide coverage

Specialty insurance

When you’re dealing with a special event, gift or investment, HRD Advisory Group has you covered. We guide you to the right coverage to protect your cherished moments and treasures so you can enjoy the special things in life with no worries.

Surety bonding

Contractors know that one little mistake can cost you everything. That’s why every contractor needs an established bonding program. Our bond professionals ensure your success by developing a thorough understanding of your company, analyzing your financial statements and partnering with you to establish a tailored program that works for you. We’ll help manage your relationship with your primary insurance carrier so you can bid jobs with confidence. Our focus on long-term, trust-based relationships means you can feel at ease in your work. Look to us for support with:


  • Contract surety
  • Court bonds
  • License and permit bonds
  • Wage and welfare bonds

Personal insurance

When the people who you work with need coverage for their homes and personal property, we can help. We have access to a range of insurance carriers who can provide tailored personal insurance programs. We can help you and your employees cover personal assets with insurance products for:


  • Boat owners
  • Condominium owners
  • Homeowners
  • Personal auto
  • Personal umbrella
  • Rental properties
  • Tenants
  • Valuables: collectibles, fine art, furs, jewelry

Talent Management

Integrated solutions to attract, develop, engage and transition employees.
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Employee Benefits

Strategic health and wellness programs that promote employee peace of mind.
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Retirement Services

Solutions that optimize the financial future of employers and employees
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Wealth Management

Guide employees with powerful strategies for investing in their future
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